Save on your student loan payments!

LendKey partners with Payitoff to make it easy for you to find and enroll in a federal assistance program to reduce your payments.

How Payitoff works


Connect your student loan accounts.


See which repayment plan can save you the most money.


Select the best option tailored to you and apply in minutes.

We'll help you find the right path

LendKey wants to help take the stress out of student loan payments. Income-driven repayment plans can help make loan payments more manageable based on borrowers' income and family size. These plans typically cap the monthly payment at a certain percentage of the borrower's discretionary income.

Let us do the heavy lifting

Payitoff helps with the enrollment process, so saving money is easy. You can save ~$240/mo by changing your plan. We will file your application for you, and keep you posted on the status!

Have more questions?

Check out our FAQ or email us at